Tom Miller sits down with Retired Finance Professor David England to discuss the impact that low oil prices is having on the economy.

David England is the Associate Professor of Finances at John A. Logan College. He spoke with Tom Miller with some advice and tips on how to plan for retirement. They also touched on the topic of Peabody Energy's recent filing for Chapter 11 bankruptcy, and what we can learn from it.

Former Illinois Governor Pat Quinn joins The Morning Newswatch.